401k Limit 2025 Irs. The 401(k) contribution limit for 2025 is $23,500 for employee salary deferrals, and $70,000 for the combined employee and employer contributions. Thanks to inflation being tamed, the limits from 2024 have been slightly increased.

The proposed regulations from the treasury department and the irs involve several provisions of the secure 2.0 act, including automatic enrollment in 401(k) and 403(b) plans,. For plans like a 401(k), 403(b), thrift savings plan, some 457 plans and simple iras and 401(k) plans, the total contribution limit for participants age 60 to 63 in 2025 is $34,750.