Mortgage Rates 2025 Forecast Usa Gov. Wondering what home loan rates might average in the coming year? Simply put, all three firms.

Mortgage rate predictions for this month, 2025, 2026, 2027, 2028 and 2029: Like last year, most industry pundits and economists expect mortgage rates to ease in 2025, but remain elevated relative to levels seen in 2022 and earlier.